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Financing your new home
doesn’t have to feel complicated.

Building a home comes with enough decisions. Financing shouldn’t be the part that keeps you up at night. Explore construction loan options and connect with lenders experienced in financing new construction.

More ways to make your new home possible.

New construction financing works a little differently than buying an existing home. Sposen works with experienced lenders who offer a range of construction loan programs designed to help make the process easier from the start.

Construction-to-permanent programs can combine your construction financing and permanent mortgage into a one-time closing, simplifying the process and helping you save on closing costs.

Close-up of a mortgage rate comparison document with a pen and calculator

Approved Lenders

Sposen works with a select group of lenders experienced in new construction financing. Explore our approved lenders and find the financing partner and program that work for your build.

Synovus Bank logo

Synovus Bank

Up to 90% Conventional

Renee Y. M'Sadoques

Mortgage Advisor

(954) 232-4235ReneeMsadoques@synovus.com

NMLS# 170962

Genisys Credit Union logo

Genisys Credit Union

Up to 95% Conventional

Corbin Buttleman

Senior Mortgage Consultant

(231) 463-6700cbuttleman@genisyscu.org

NMLS# 220543

American Momentum Bank logo

American Momentum Bank

Up to 95% Conventional

Jason Nordin

Florida Sales Manager

(813) 508-5456jnordin@americanmomentum.bank

NMLS# 264544

DFCU Financial logo

DFCU Financial

Up to 90% Conventional

Danny Donahue

Mortgage Loan Officer

(941) 900-5050Danny.Donahue@DFCUfinancial.com

NMLS# 940941

Fifth Third Bank logo

Fifth Third Bank

Up to 90% Conventional

Gus Vargo

Mortgage Loan Originator

(239) 406-9330gus.vargo@53.com

NMLS# 169372

The Federal Savings Bank logo

The Federal Savings Bank

Up to 90% Conventional95% FHA - Primary100% VA

NMLS# 2844127

Sposen has no affiliation with the lenders listed above and makes no guarantee regarding lender performance.

Your home plans deserve a financing plan, too.

With multiple loan programs and experienced new construction lenders, we’ll help connect you with financing options that fit the way you’re building and buying.

12+

Years in Business

700+

Homes Built

150+

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24

Design Awards

Request Financing Details

Financing questions? Start here.

New construction financing comes with its own terminology, timelines, and requirements. Here are a few of the questions homeowners ask us most.

Financing options may include VA financing up to 100%, FHA financing up to 96.5%, and conventional financing up to 95%. Fixed-rate and adjustable-rate mortgages may also be available, along with financing for primary residences, second homes, and jumbo loans. Your lender can help you determine which programs you qualify for.